How to Find IFSC Code of Any Bank Branch in India
Looking to find IFSC code of a specific bank branch in India? Whether you’re making an online transfer through NEFT, RTGS, or IMPS, having the correct IFSC code is essential to ensure that your money reaches the right account. In this guide, we’ll cover all the easy and reliable methods to find IFSC codes, including using tools like the IFSCX Code Finder Tool.
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code issued by the Reserve Bank of India (RBI) to identify individual bank branches for digital transactions. The structure of an IFSC code is as follows:
- First 4 letters – represent the bank (e.g., HDFC, SBIN, ICIC)
- Fifth character – always 0 (zero)
- Last 6 digits – represent the specific branch code
Example IFSC code: SBIN0000456
Why Do You Need to Find IFSC Code?
Correct IFSC code is crucial for:
- Making or receiving payments via NEFT, RTGS, IMPS
- Identifying a bank branch for internet banking
- Registering a new payee in net banking
Using the wrong IFSC code may lead to failed or delayed transactions, so it’s vital to verify it through trusted sources.
Best Ways to Find IFSC Code of Any Bank Branch
1. Use IFSCX Code Finder Tool
One of the fastest and most accurate ways to find IFSC code is using the IFSC Code Finder Tool by IFSCX. This tool lets you select your bank, state, district, and branch to instantly get the IFSC, MICR code, branch address, and contact details.
2. Check Your Cheque Book or Passbook
The IFSC code is usually printed on the top of each cheque leaf and on the first page of your passbook along with your account details.
3. Visit the Official Bank Website
Almost all banks provide branch locator tools on their websites where you can search for branch IFSC codes.
4. Use Mobile or Net Banking
You can log into your bank’s net banking or mobile app to find the IFSC code in the account section or while adding a beneficiary.
5. Refer to RBI or NPCI Website
Common Mistakes to Avoid
- Using an outdated IFSC code after a bank merger
- Skipping the zero in the 5th position
- Guessing the code instead of verifying it
- Using an IFSC from another branch of the same bank
FAQs About IFSC Code
Q1. Is IFSC code the same for all branches of a bank?
No. Every branch has a unique IFSC code.
Q2. Can I use IFSC code for UPI?
Not directly. UPI uses Virtual Payment Addresses (VPAs), but IFSC is required when linking bank accounts manually.
Q3. Where can I quickly find the IFSC code?
Use the IFSCX Code Finder Tool for quick and accurate search.
Conclusion
Knowing how to find IFSC code is important for secure and successful online banking. Always use verified platforms like IFSCX or your bank’s official website to find the right IFSC code before initiating any transaction.
More IFSC-Related Resources
Here are some helpful links on our website: